Affliction [39] 
    Disadvantage [+20%] 
        Cowardice (6 or less) [-20] 
    Area Effect (4 yard radius) [+100%] 
    Selective Area [+20%] 
    Resisted by Will [+20%] 
    Malediction (Speed/Range Table) [+150%] 
    Based on Activation Roll [+5%] 
    Magical [-10%] 
    Spell Components [-20%] 
        Must say "fear" in Latin 
        Must gesture with hands 
Levels 2-4 [44/49/54] 
    Increase Area Effect by 1 step [+50%]