This can turn a rock (about -400 points) into a human, but it is quite difficult. Turning that same rock into a dragon would be even harder. The reverse, on the other hand, is much easier.

Affliction [182] 
    Advantage [+1400%] 
        Morph +0 points [140] 
            Unlimited [+50%] 
            Magical [-10%] 
    Cosmic (Works on Inanimate Objects) [+50%] 
    Extended Duration (Permanent) [+150%] 
        Ended by no-mana area or Neutralize (Magic) 
    Malediction (Speed/Range Table) [+150%] 
    Based on Activation Roll [+5%] 
    Magical [-10%] 
    Spell Components [-30%] 
        Must say "change" in Latin 
        Must gesture with hands 
        Must hold a caterpillar cocoon ($0.20) 
Level 2 [187] 
    Add Area Effect (2 yard radius) [+50%] 
Levels 3-6 [192/197/203/208] 
    Increase Area Effect by 1 step [+50%] 
Morph Levels 1+ [+1/level] 
    Increase Morph level by 1 [+10%]