Affliction [93] 
    Advantage [+760%] 
        Insubstantiality (Ethereal) [76] 
            Affect Substantial [+100%] 
            Usually On [-40%] 
            No Vertical Move [-10%] 
            Noisy [-5%] 
            Magical [-10%] 
    Controlled by Target [+0%] 
    Cancellation [+10%] 
        Requires a touch or an activation roll 
    Malediction (As Regular Spell) [+100%] 
    Based on Activation Roll [+5%] 
    Magical [-10%] 
    Spell Components [-40%] 
        Must say "intangible" in Latin 
        Must burn a bit of gauze 
Level 2 [98] 
    Increase Malediction to Speed/Range table [+50%] 
Level 3 [103] 
    Add Area Effect (2 yard radius) [+50%] 
Level 4-7 [108/113/118/123] 
    Increase Area Effect by 1 step [+50%] 
Carry Level 1 [+8] 
    Add Can Carry Objects (No Encumbrance) to Insubstantiality [+80%] 
Carry Level 2 [+16] 
    Increase Can Carry Objects to Light [+80%] 
Carry Level 3 [+40] 
    Increase Can Carry Objects to Medium [+240%] 
Carry Level 4 [+80] 
    Increase Can Carry Objects to Heavy [+400%]